Are you looking for the most current IRRRL rates today?
You’ve come to the right place. We make it possible for potential borrowers to get real-time, up-to-date information on the most current IRRRL rates via a two-step process.
First, we provide you with access to tools that help determine loan eligibility. Current and former service military personnel, along with their spouses often have multiple financing products to choose from. Comparing the options out there with you or your household’s specific needs and budget is the first step to finding the right loan product.
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Second, we make it easy for you to connect with lenders who offer the loan type you have in mind. Access to various VA approved lenders allows you to do rate shopping. IRRRL rates change often and each lender will have different rate overlays (elements that make your rate go up or down). Speak with multiple lenders about your situation. This way, you will know which lenders are willing to take the personalized route to give you a better mortgage term.
An Important Caveat
It’s important to remember that rates vary and they can change a couple of times per day. That being said, most lenders will actually have a different rate when you lock your loan vs. when you are just inquiring what the day’s rate is. Today’s rate will most likely NOT be the rate you’d end up getting. You could actually get one that’s higher or lower depending on how rates have fared since you have applied. When you’ve decided that you’re finally ready to take out a loan, speak with a loan officer. Make sure you can qualify (this can take an hour or days depending on how fast you can forward the necessary documents) and then you can lock in that rate.