Are you looking for the most current IRRRL rates today?
You’ve come to the right place. We make it possible for potential borrowers to get information on the most current IRRRL rates via a two-step process.
First, we provide you with access to tools that help determine loan eligibility. Current and former service personnel, along with their spouses, often have multiple financing products to choose from. Comparing the options out there with you or your household’s specific needs and budget is the first step to finding the right loan product.
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Second, we make it easy for you to connect with lenders that offer the loan type you have in mind. Access to various VA approved lenders allow you to do rate shopping. IRRRL rates change often and each lender will have different rate overlays (things that make your rate go up or down). Speak with multiple lenders about your situation so you can be given the most accurate quote. Getting multiple written quotes means you’re a step closer to getting a good deal for your money.
An Important Caveat
It’s important to remember that rates vary and they can change a couple of times per day. That being said, most lenders will actually have a different rate when you lock your loan vs. when you are just inquiring what the day’s rate is. Today’s rate will most likely NOT be the rate you end up getting. You could actually get one that’s higher or lower depending on what rates have done since you have applied. When you’ve decided that you’re finally ready to take out a loan, with a loan officer. Make sure you can qualify (this can take an hour or days depending on how fast you get them what they need) and then you can lock in that loan and get the best IRRRL rate possible.